vti_encoding:SR|utf8-nl vti_timelastmodified:TR|22 Feb 2007 19:03:28 -0000 vti_extenderversion:SR|5.0.2.6417 vti_author:SR|OFFICE\\Monique vti_modifiedby:SR|OFFICE\\Monique vti_timecreated:TR|22 Nov 2006 18:52:40 -0000 vti_title:SR|The Affolter Financial Group vti_lineageid:SR|{0A1A303B-49D0-44FD-956F-747AB8C31CED} vti_thicketdir:SW|home_files vti_backlinkinfo:VX|contact.html home_PageTest2.html ArticleArchive_ThereIsASeason.html home.html estateplanning.html gl.html investmentplanning.html keypeople.html archives.html financialplanning.html archives_Investment.htm cashflowplanning.html cost.html businessfinance.html financialforum.html financialnews.html fundmasters.html archives_Insurance.htm businessowners.html ml.html rm.html retirementplanning.html cl.html employees.html insuranceproducts.html www.affolterfinancial.htm SampleWorksheets.html personalfinance.html ArticleArchive_BadNewsBabyBoomers.htm foreignexchange.html hh.html ourteam.html ta.html ArticleArchive_UnderstandingMFFees.htm investmentproducts.html clientcenter.html clientlinks.html dp.html gicrates.html cb.html vti_nexttolasttimemodified:TW|22 Feb 2007 19:00:24 -0000 vti_cacheddtm:TX|22 Feb 2007 19:03:28 -0000 vti_filesize:IR|12772 vti_cachedtitle:SR|The Affolter Financial Group vti_cachedbodystyle:SR| vti_cachedlinkinfo:VX|H|home_files/filelist.xml H|home_Page_files/editdata.mso S|images2/AFGBanner_Hm.gif K|home.html S|images2/IQON_mfdealerSM.JPG S|images/hm_03.gif K|home.html S|images/spacer.gif S|images/spacer.gif S|images/spacer.gif S|images/spacer.gif S|images2/RedifiningTheValue.gif S|images/spacer.gif S|home_files/image001.gif S|images/spacer.gif S|images/spacer.gif S|images2/TalkingToClient.gif S|home_files/image002.gif S|images2/HandshakeClient.gif S|images/spacer.gif S|images/bullet.gif H|Diclaimer.html H|mailto:info@affolterfinancial.com H|home.html H|ourteam.html H|clientcenter.html H|personalfinance.html H|businessfinance.html H|contact.html H|who.html H|what.html H|why.html vti_cachedsvcrellinks:VX|FHUS|home_files/filelist.xml NHUS|home_Page_files/editdata.mso FSUS|images2/AFGBanner_Hm.gif FKUS|home.html FSUS|images2/IQON_mfdealerSM.JPG FSUS|images/hm_03.gif FKUS|home.html FSUS|images/spacer.gif FSUS|images/spacer.gif FSUS|images/spacer.gif FSUS|images/spacer.gif FSUS|images2/RedifiningTheValue.gif FSUS|images/spacer.gif FSUS|home_files/image001.gif FSUS|images/spacer.gif FSUS|images/spacer.gif FSUS|images2/TalkingToClient.gif FSUS|home_files/image002.gif FSUS|images2/HandshakeClient.gif FSUS|"application/x-shockwave-flash"ullet.gif FHUS|Diclaimer.html NHUS|mailto:info@affolterfinancial.com FHUS|home.html FHUS|ourteam.html FHUS|clientcenter.html FHUS|personalfinance.html FHUS|businessfinance.html FHUS|contact.html NHUS|who.html NHUS|what.html NHUS|why.html vti_cachedneedsrewrite:BR|true vti_cachedhasbots:BR|false vti_cachedhastheme:BR|false vti_cachedhasborder:BR|false vti_metatags:VR|HTTP-EQUIV=Content-Type text/html;\\ charset=iso-8859-1 ProgId FrontPage.Editor.Document Generator Microsoft\\ FrontPage\\ 5.0 Originator Microsoft\\ Word\\ 11 vti_charset:SR|windows-1252 vti_originator:SR|Microsoft Word 11 vti_progid:SR|FrontPage.Editor.Document vti_generator:SR|Microsoft FrontPage 5.0 sp Retirement planning is more than just selecting a pension start date. It involves a careful
assessment of your goals for retirement, including present and desired future spending,
lifestyle activities, housing choices, and so on. sp

In creating your Personal Retirement Plan, we match your goals to your resources to ensure that you will not be left short someday. This will involve an in-depth analysis of all factors using the most sophisticated financial planning software available today, FPS2000 from CCH Canada.

At the end of the process you will end up with a written retirement plan that shows you, year-by-year:
· what your income will be from all of the various sources
· the exact income taxes owing on each type of income
· how much you will be drawing from your investments, or reinvesting as the case may be
· how your investments (RRSPs, RRIFs, and non-registered accounts) will change over the years
· what your net worth will look like, before and after estate taxes

The final plan is subjected to rigorous testing for probability of success in literally hundreds of different simulated market conditions, so that you can take comfort in knowing that you can afford the dream no matter what fate may throw at you.